Arival Bank

Arival’s main activity is providing digital banking services for companies operating internationally. Arival offers a banking platform that enables opening USD and multi-currency accounts, managing multiple legal entities, making global payments, benefiting from competitive exchange rates, and controlling all financial operations from a secure dashboard, with no physical presence required.

The main products and services include :

• Multi-currency and multi-entity bank accounts
• International payments and transfers
• Centralized treasury and team management
• Permission and access management tools
• Flexible pricing with multiple premium tiers
• FDIC insurance on certain USD accounts via partners
• Mobile app for real-time management

Arival’s target market consists of international companies, holdings, corporate groups, digital companies (SaaS, tech startups, software companies), fund management firms, trading and international trade companies, as well as digital SMEs and companies operating in crypto and mining. Arival therefore primarily targets companies with complex needs in international financial management, cross-border payments, and multi-entity management.

Arival Bank is a fintech specialized in banking management for international and multi-entity businesses. Here are the major milestones of its history and development:

Creation and positioning:
Arival Bank was created to meet the needs of companies operating internationally, offering them a digital banking platform that allows opening accounts in USD and 13 other currencies, with no physical presence required. It is licensed and regulated by the Office of the Commissioner of Financial Institutions (OCIF) in Puerto Rico, which allows it to operate as an International Financial Entity.

Product development:
The company has developed an all-in-one banking platform, enabling the management of multiple entities and teams under a single dashboard, with advanced features for role management, permissions, and spending limits. It also offers international transfers, multi-currency payments, and cash management tools tailored to corporate groups, digital companies, investment funds, trading companies, crypto and mining, digital SMEs, and tech startups.

Key milestones and innovations:
- Launch of a mobile app available on iOS and Android.
- Implementation of a flexible pricing system with a standard plan and three premium tiers, adapted to client growth.
- SOC-2 certification obtained and implementation of high security standards (encryption, penetration testing, continuous monitoring).
- Integration of FDIC insurance coverage up to $2.5 million depending on settlement partners for USD accounts.
- Deployment of a fully digital customer journey, from registration to approval, with personalized support from specialists.

Partnerships and expansion:
Arival Bank relies on settlement partners to offer FDIC insurance coverage and facilitate international operations. Today, it serves more than 10,000 clients in over 50 countries, with more than 1,000 accounts opened and a monthly transaction volume of $1.2 billion.

Strategic changes:
The company has focused on the complete digitalization of the banking experience, centralization of multi-entity management, and international regulatory compliance to differentiate itself from traditional banks and meet the needs of global businesses.

In summary, Arival Bank has established itself as an innovative and secure banking solution for international companies, combining technology, compliance, and a premium user experience.

The founder of Arival Bank is Vladislav Solodkiy. The main members of the management team also include Slava Solodkiy (CEO), Jeremy Berger (COO), and Pavlo Tanasyuk (CTO). This management team has significant experience in fintech and digital banking, driving the strategy and development of Arival Bank, a digital bank focused on innovative businesses and entrepreneurs.