Bank Frick

Bank Frick’s main activity is to provide innovative and modular banking services primarily intended for financial intermediaries (such as asset managers, family offices, funds, brokers, fintechs) and professional clients. The bank stands out for its entrepreneurial approach and its specialization in digitalization and blockchain solutions.

Bank Frick offers a range of products and services, including:

• Solutions for intermediaries: tailor-made banking services for finance professionals.
• Blockchain Banking: secure trading and custody of digital assets, cryptocurrency staking, tokenization solutions, and innovative payments.
• Fund solutions: creation, administration, and management of investment funds.
• Capital markets solutions: access to financial markets, product structuring, and specialized payment services.
• Acquiring services: payment solutions for businesses, including automatic payment allocation via virtual IBANs (vIBANs).
• 23/7 payment services: fast and continuously available transactions within the Bank Frick network.
• Sponsored access to crypto trading platforms: institutional access to high-performance trading and settlement platforms.

Bank Frick’s target market consists mainly of institutional and professional clients on an international scale, notably in Europe (thanks to MiCAR authorization for the EEA) and the Middle East (with a branch in Dubai). The bank serves players in both traditional and digital finance, with a focus on security, innovation, and regulatory compliance.

History of Bank Frick and key stages of its development

Bank Frick was founded in 1998 by Kuno Frick in Liechtenstein. From the outset, the bank positioned itself as a family-run, independent, and innovative institution, focused on solutions for financial intermediaries and professional clients.

Key stages of its development:

• 1998: Creation of Bank Frick in Balzers, Liechtenstein, by Kuno Frick. The bank has remained a family business, owned by the Frick family.
• 2000-2010: Development of universal banking services and strengthening of the professional client base, with particular attention to digitalization and innovation.
• 2018: Bank Frick becomes the first bank in Europe to enable trading and secure custody of crypto assets in a regulated environment, thus marking its pioneering position in blockchain and digital finance.
• 2020-2025: Launch of innovative products such as fund tokenization, blockchain-secured lending, and instant payment solutions (xPULSE). The bank also offers staking services for cryptocurrencies and virtual IBANs (vIBANs) to automate payment management.
• 2025: Partnership with RockawayX, whose flagship credit fund exceeds 100 million dollars in assets under management.
• 2025: Obtaining a license from the Dubai Financial Services Authority (DFSA) and opening a branch in Dubai, strengthening the bank’s international presence.
• 2026: Obtaining MiCAR authorization from the FMA of Liechtenstein, allowing Bank Frick to offer its regulated products and services in the 30 EEA countries.
• 2026: Launch of the new headquarters project in Unterbendern, with construction scheduled to begin in 2028.

Strategic changes and positioning
Bank Frick has distinguished itself through its focus on digitalization, innovation, and blockchain finance, while maintaining family management and strong stability. It has multiplied strategic partnerships, notably in fintech and digital asset management, and has adapted to European regulatory developments to strengthen its international competitiveness.

Today, Bank Frick is recognized as a pioneering bank in digital finance, offering modular and innovative services to a demanding professional clientele, while relying on the stability and security of Liechtenstein.

Founder:
Bank Frick was founded in 1998 by Kuno Frick. The bank remains a family business, owned by the Frick family.

Key members of the management team:

• Dr. Mario Frick – Chairman of the Board of Directors
• Rolf Jermann – Vice-Chairman of the Board of Directors
• Marianne Müller – Member of the Board of Directors
• Edi Wögerer – CEO (Chief Executive Officer)
• Michael Dolzer – COO (Chief Operating Officer)
• Melanie Mündle – CFO (Chief Financial Officer)

Other division heads and key members are also mentioned on the Bank Frick team page, but the main leaders are listed above.