DADAT

The main activity of DADAT is that of an online bank and online broker. DADAT offers a wide range of financial products and services, including:Bank accounts: current accounts (girokonto), savings accounts, accounts for young people and students, debit and credit cards, digital payment solutions (Apple Pay, Google Pay, etc.).Brokerage services: opening and management of securities accounts (deposits), trading of shares, ETFs, funds, bonds, certificates, options and derivatives, as well as access to around 50 cryptocurrencies.Savings plans: savings plans in funds, ETFs, shares, gold and certificates.Wealth management: wealth management from €10,000, private banking, investment advice.Loans: consumer loans, mortgage loans, overdraft facilities on securities portfolios.Additional services: DADAT academy (training, webinars), financial blog, digital tools (mobile apps, TT Workstation), real-time market information, podcasts, etc.DADAT is aimed mainly at individuals and private investors in Austria and the DACH region (Germany, Austria, Switzerland), seeking modern, online banking and investment solutions with competitive fees and the option of autonomous or assisted wealth management.

DADAT is an Austrian online bank, operating under the brand of Schelhammer Capital Bank AG. It has established itself as one of the leading online brokers and direct banks in Austria, with an offering focused on simplicity, transparency, and competitive pricing.

Key milestones in its development:

• Creation: DADAT was launched in 2017 as a digital bank, with the aim of offering a modern and accessible alternative to traditional banking services.
• Products and services: From the outset, DADAT focused on a wide range of products: current accounts, savings accounts, term deposits, trading solutions (stocks, ETFs, funds, certificates, etc.), savings plans, wealth management, loans, and bank cards. The offering has expanded over the years, notably with the introduction of ETF and stock savings plans, as well as the ability to trade around 50 cryptocurrencies via the DADAT Trading app and online portal.
• Partnerships: DADAT has formed partnerships with major international issuers such as BNP Paribas, J.P. Morgan, Société Générale, and Vontobel, thereby strengthening its range of financial and trading products.
• Innovation and digitalization: The bank has continuously invested in digitalization, offering mobile apps, digital payment services (Google Pay, Apple Pay, Garmin Pay, Bluecode), and real-time portfolio management tools.
• Awards: DADAT has been repeatedly voted best online broker and best direct bank in Austria, notably by ÖGVS and the magazine trend, thanks to its pricing, the diversity of its offering, transparency, and the quality of its customer service.
• Strategic changes: DADAT has expanded its offering by integrating wealth management from €10,000, savings plans from €100 per month, and by developing an academy (DADAT Akademie) for the financial education of its clients.
• Group affiliation: DADAT is a brand of Schelhammer Capital Bank AG, which allows it to benefit from the strength of an established banking group while maintaining its digital agility.

Today, DADAT positions itself as an innovative and competitive player in the Austrian market, with a strong customer focus, a comprehensive digital offering, and an attractive pricing policy.