Lombard

Lombard builds on‑chain capital markets for Bitcoin: integrating BTC into the DeFi ecosystem and enabling holders, protocols and institutions to use Bitcoin in a liquid and productive manner.

Products and services:

• LBTC: liquid staking token (stake BTC to receive LBTC and earn a yield while remaining liquid).
• Bitcoin Earn (vaults): automated products that deploy BTC into diversified strategies to generate yield.
• Lombard DeFi Marketplace: marketplace to lend, borrow and trade BTC across multiple blockchains.
• Lombard SDK: turnkey integration to onboard native BTC deposits and yields into chains, protocols and wallets.
• Bitcoin Staking: staking service via multiple finality providers (operated with institutional partners).
• Lombard Ledger (bridge): Bitcoin bridge secured by a consortium of institutions.
• BTC.b: tokenized Bitcoin asset for access to on‑chain markets and application development.
• Upcoming institutional products: tokenized vaults (basis trade, options) and institutional rails (e.g., Bitcoin Smart Accounts).
• Security framework: consortium of institutions, audits and controls aimed at institutional use.

Target market:

• Bitcoin holders (individuals and wallet users) seeking liquidity and yield.
• Developers and DeFi protocols looking to integrate native BTC.
• Financial institutions, asset managers and exchanges seeking on‑chain solutions for institutional clients.
• Custodians, staking providers, platforms and marketplaces looking to interact with on‑chain BTC.

History of the Lombard company and key stages of its development

Lombard is the largest asset finance provider in the United Kingdom, with over 160 years of experience supporting businesses. Founded in the 19th century, the company specialized in asset finance to enable businesses to invest in vehicles, equipment, and innovative technologies.

Key stages of its development:

• Founding: Lombard was founded over 160 years ago, quickly becoming a major player in asset finance in the United Kingdom.
• Integration into the NatWest Group: Lombard is now part of the NatWest Group, which provides it with a strong financial base and an extensive network.
• Development of specialized solutions: The company has expanded its offering to cover many sectors: vehicles (cars, vans, trucks), agricultural equipment, industrial machinery, technologies, medical equipment, maritime assets, renewable energy, and aviation.
• Product innovation: Lombard offers a range of financing solutions such as Hire Purchase, Contract Hire, Finance Lease, and Residual Value Lease, tailored to the specific needs of businesses.
• Commitment to sustainability: For over a decade, Lombard has supported businesses in acquiring sustainable and renewable assets, notably through the financing of electric vehicles and equipment related to renewable energy.
• Digitalization and online services: The company has developed online account management tools, personalized quotes, and digital solutions to simplify access to financing.
• Partnerships and sector support: Thanks to sector expertise, Lombard works in partnership with businesses of all sizes to offer them tailored solutions.

Today, Lombard continues to innovate and support the energy transition of businesses, while remaining a key player in asset finance in the United Kingdom.

The founder of Lombardet le Banking, also known as Lombard Finance, is Jean-Baptiste Douville de Franssu. He also serves as chairman. The main members of the management team include:

• Jean-Baptiste Douville de Franssu – Founder and Chairman
• Jean-François de Clermont-Tonnerre – Chief Executive Officer
• Philippe de Fontaine Vive – Member of the Board of Directors
• Olivier de Givenchy – Member of the Board of Directors

The management team is composed of experienced professionals from the banking and financial sector, bringing recognized expertise in wealth management and private banking.