Shriram Finance Limited

The primary activity of Shriram Finance is the provision of financial services, primarily focused on financing commercial vehicles, passenger vehicles, two-wheelers, as well as personal loans and loans to small businesses. The company also offers housing finance services, term deposits and other credit solutions. Shriram Finance primarily serves individuals, small and medium-sized enterprises, as well as entrepreneurs in the transport and trade sectors in India. Its target market includes customers seeking flexible and accessible financing solutions, particularly in semi-urban and rural segments.

Shriram Finance is a major Indian company in the financial sector, with over 47 years of existence. Its history is marked by a clear mission: to offer accessible financial solutions, particularly to underserved segments in rural and semi-rural areas of India.

Key milestones in its development:

• Founding: Founded over four decades ago, Shriram Finance quickly established itself as a trusted player in the Indian financial sector.
• Product development: The company has diversified its offerings over the years, now providing a wide range of products: fixed deposits at attractive rates, investment plans, two-wheeler loans, personal loans, used car loans, business loans, gold loans, and insurance solutions (life and non-life).
• Digital innovation: Shriram Finance launched the “Shriram One” app, a super-app providing access to its services (loans, deposits, bill payments, UPI transactions, etc.), thereby strengthening its digital presence and proximity to its customers.
• Geographical expansion: The company now has more than 3,225 branches across India, enabling it to reach a very broad customer base, especially in rural regions.
• Partnerships and diversification: Shriram Finance has developed strategic partnerships and expanded its portfolio with services such as fuel financing for transporters, bill payment solutions, and a marketplace for two-wheelers (new, scooters, electric vehicles).
• Strategic changes: The company has continually adapted its strategy to meet the evolving needs of its customers, focusing on financial inclusion and technological innovation.
• Key figures: As of December 31, 2025, Shriram Finance managed assets of 2.92 lakh crore INR, demonstrating its strength and continued growth.

Today, Shriram Finance is recognized for its ability to offer comprehensive and accessible financial solutions, while maintaining a strong relationship of trust with its customers across India.

The founder of Shriram Finance Limited is R. Thyagarajan. Among the main members of the management team are:

• Umesh Revankar – Executive Vice Chairman & CEO
• Y.S. Chakravarti – Managing Director & CEO
• Parag Sharma – Chief Financial Officer
• Jayaraman Rajagopalan – Chief Operating Officer
• Other key members include independent directors and heads of strategic divisions.