StaBillon

StaBillon sp. z o.o. is a licensed electronic money institution specializing in payment solutions for the Web 3.0 economy. Its main activity is issuing electronic money and regulated stablecoins, backed by fiduciary reserves held in leading European banks. The company offers a range of products and services designed to connect traditional finance, crypto markets, and decentralized finance (DeFi), while ensuring compliance with European regulations (MiCA).Main products and services:- Issuance and management of stablecoins (EMT tokens) backed by the euro, dollar, Polish zloty, and other European currencies.- Multi-currency accounts for businesses, dedicated IBANs, and payment collection solutions.- Instant payment solutions, on/off ramps between fiat and crypto, and exchange services.- Payment scheduling, cross-border transfers, mass payments, and remittances.- Secure digital wallets for businesses and individuals (B2B, B2B2C, B2C).- Banking and payment APIs for integrating digital financial services, compatible with public and private blockchain networks.- “Stablecoin as-a-service” platform allowing other players to launch their own MiCA-compliant stablecoins.Target market:StaBillon is aimed primarily at businesses, financial institutions, fintechs, crypto platforms, developers, and decentralized finance players operating in Europe and internationally. Its solutions are designed to meet the needs of cross-border payments, multi-currency cash management, blockchain integration, and regulatory compliance in the Web3 ecosystem.In summary, StaBillon sp. z o.o. positions itself as a bridge between traditional banking and digital finance, offering innovative, secure, and compliant financial tools to support the digital transformation of payments and digital assets.https://stabillon.com/

History of StaBillon sp. z o.o. and key stages of its development

StaBillon sp. z o.o., formerly Billon Solutions sp. z o.o., is a Polish company specializing in digital payment solutions and the issuance of electronic money (e-money). It is part of the Billon Group and positions itself as a bridge between traditional finance and the blockchain economy.

Establishment and evolution
Founded over 5 years ago, StaBillon was authorized by the Polish Financial Supervision Authority (KNF) to operate as an electronic money institution (EMI), under license no. KIPE1/2019. It is the only entity in Poland to hold this specific authorization.

Products and innovations
StaBillon offers a range of products covering:

• Multi-currency accounts and vIBANs for businesses and individuals
• Instant payment solutions, on & off ramp, exchange and settlement
• Issuance and custody of stablecoins (EMT tokens) backed by fiat currency reserves (EUR, PLN, USD, etc.)
• Banking and payment APIs for integration with traditional and crypto financial systems
• “Stablecoin as-a-service” platform compliant with MiCA regulation

Partnerships and integrations
StaBillon collaborates with many major players, including Mobilum, Tauron, BIK, EBSI, FIS, Raiffeisen Bank, Hestia, Silesian University of Technology and Philip Morris. It supports major payment networks (SWIFT, SEPA, ELIXIR, FPS, etc.) and integrates with several public and private blockchains (Ethereum, Billion Unified Blockchain, etc.).

Strategic changes and compliance
The company has aligned itself with the European MiCA directive for EMT tokens and electronic money, ensuring regulatory compliance, transparency, and security (1:1 reserves, third-party audits, independent governance). It has also strengthened its compliance measures (AML, KYC, GDPR, PSD2).

International deployment and recent developments
StaBillon has strategically positioned itself in the main jurisdictions of the European Union, offering cross-border and multi-currency solutions. Its scalable infrastructure allows it to serve both traditional financial institutions and Web3 and DeFi players.

Summary
StaBillon sp. z o.o. has established itself as an innovative and regulated player in the field of digital payments and electronic money, combining technological expertise, regulatory compliance, and strategic partnerships to support the transition to decentralized and digital finance.

StaBillon sp. z o.o. (formerly Billon Solutions sp. z o.o.) was founded in 2017 and has been officially licensed since 2019. It is part of the Billon Group, a European blockchain pioneer. StaBillon is the first entity in Poland authorized by the Polish Financial Supervision Authority (KNF) to issue electronic money under license KIPE1/2019.

Founder and CEO: Andrzej Horoszczak
COO: Robert Kałuża

The management team of StaBillon consists of recognized leaders in the fields of finance, technology, and regulatory strategy. The Billon Group, to which StaBillon belongs, is also recognized for its expertise in blockchain innovation and its collaboration with major financial institutions in Europe.

For more information, visit the official StaBillon page: https://stabillon.com/about-us/