VR TeilhaberBank

The main activity of VR TeilhaberBank is the provision of banking and financial services. It offers a full range of banking products and services, including current accounts, savings accounts, loans, mortgages, investment solutions, insurance, and financial advisory services. The bank primarily serves individuals, businesses, self-employed professionals, and farmers in its region. It emphasizes close relationships with its customers, personalized support, and the participation of its members in the life of the bank, in accordance with the cooperative model of Volksbanken Raiffeisenbanken banks in Germany.

The VR TeilhaberBank is a German cooperative bank, originating from the Volksbanken and Raiffeisenbanken movement, which places the participation of its members (“Teilhaber”) at the heart of its model. Its history is rooted in the tradition of German cooperative banks, founded in the 19th century to support the local economy and individuals through solidarity and participation.

Key stages of its development:

• Creation: VR TeilhaberBank is the result of the merger of several regional cooperative banks, a common process in the German banking sector to strengthen financial stability and the range of services. These mergers make it possible to broaden the membership base and optimize resources.
• Products and services: The bank offers a full range of products for individuals and businesses: current accounts, bank cards (including the GoldCard), credit solutions (easyCredit), investments (festgeld, savings, brokerage), insurance (notably for safes), and real estate services (projects such as Zeltner Living Studio Apartments).
• Digitalization: VR TeilhaberBank has heavily invested in digitalization, offering comprehensive online services (account opening, management, loans, etc.) and a high-performance mobile app (VR Banking App).
• Local engagement and partnerships: The bank is involved in local life through cultural initiatives (VR TeilhaberBank-Theater), real estate projects, and sponsorship activities. It also collaborates with other entities in the Volksbanken Raiffeisenbanken network and specialized partners (DZ Bank, TeamBank for easyCredit, etc.).
• Participation strategy: The cooperative model is central: clients can become “Teilhaber” (members), benefiting from privileged services, financial advantages, and participation in the bank’s strategic decisions.
• Network and proximity: Despite digitalization, the bank maintains a network of physical branches to ensure proximity with its members and clients.

VR TeilhaberBank thus embodies the evolution of German cooperative banks: local roots, digital innovation, expansion of services, and strengthening of the participatory model, while adapting to new customer needs and the challenges of the banking sector.

Founder:
The VR TeilhaberBank Metropolregion Nürnberg eG is a cooperative bank (Genossenschaftsbank). Like most cooperative banks in Germany, it does not have a single founder, but was established by founding members in the form of a cooperative. The precise history of its founding is not detailed on the official website.

Key members of the management team:
The bank is managed by an executive board (Vorstand) composed of:

• Dirk Helmbrecht (Chairman of the Executive Board)
• Klaus Gimperlein (Deputy Chairman of the Executive Board)
• Thomas Gimperlein (Deputy Chairman of the Executive Board)
• Johannes Hofmann (Deputy Chairman of the Executive Board)

The chairman of the supervisory board (Aufsichtsrat) is Dieter Rottmeir.