Yapı Kredi Teknoloji

Yapı Kredi Teknoloji is a technology company specialized in the financial sector. Its main activity is to develop innovative, high-quality, high value-added products and solutions for Yapı Kredi bank and the financial sector in general. The company focuses on the research, development and commercialization of software, emphasizing the use of modern technologies such as artificial intelligence, machine learning, natural language processing and cloud computing.

Among its flagship products and services are :

• Dijital Mizan : an artificial intelligence application that converts financial documents into structured digital formats to facilitate analysis and the automation of credit processes.
• SAFİR : an intelligent content extraction tool that automates the processing of customer instructions received through different channels (fax, email, etc.), thus reducing manual data entry.
• BOTYAP : a no-code/low-code platform to create chatbots and virtual assistants tailored to various sectors (banking, insurance, tourism, e-commerce, etc.).
• ASSOS : a solution for signature recognition and verification on digital documents.
• ROCKET : a machine learning–based early warning system to predict customers' late payments.
• SİDE et SİDE-C : bank fraud detection applications using machine learning, adapted to new types of fraud and to different banking channels.
• TAT : a textual data analysis platform to obtain insights about customers from multiple channels (call center, social media, etc.).
• CVPARSE : an automatic information extraction tool from CVs for HR departments.
• SAFIR-X : a solution for extracting information from structured and unstructured documents, without the need for coding.
• POS Cepte : an application that transforms smartphones into payment terminals (POS) to accept contactless payments or via QR code.
• Mobil Onay : a service allowing customers to validate banking documents via the mobile application without visiting a branch.

The target market of Yapı Kredi Teknoloji is primarily the banking and financial sector, but its solutions also address other sectors that require automation, data analysis, security and document management tools.

Yapı Kredi Teknoloji is an innovative technology company specializing in the financial sector, developing high value-added products and solutions for Yapı Kredi Bank. With more than 1,700 employees, it aims to become an undisputed leader in the technology field by using modern architectures and cloud technologies.

Key stages of its development:

• Creation and mission: Yapı Kredi Teknoloji was founded to produce, research, and develop technologies, mainly in IT and software, and to market its own innovative software products.
• Locations: The company operates from two main sites: the Yapı Kredi Banking Base and ITU Teknokent.
• Product and solution development: It has designed numerous innovative products, including:
  • Dijital Mizan: AI application for transforming and analyzing complex financial documents.
  • SAFİR: Intelligent content extraction tool, automating data entry from multiple banking channels.
  • BOTYAP: No-code/low-code platform for creating chatbots and virtual assistants.
  • ASSOS: Signature recognition and verification application based on computer vision.
  • ROCKET: Early warning system based on machine learning to predict payment delays.
  • SİDE and SİDE-C: Fraud detection solutions using machine learning across different banking channels.
  • CVPARSE: Automated extraction of information from CVs for HR.
  • SAFİR-X: Automated extraction of information from structured and unstructured documents.
  • POS Cepte: Application turning smartphones into NFC payment terminals.
  • Mobil Onay: Validation of banking documents via the mobile app without visiting a branch.
• Innovation and R&D: The company invests in R&D, notably in natural language processing, machine learning, artificial intelligence, and data mining.
• Awards and recognition: Yapı Kredi Teknoloji has received numerous national and international awards for its projects, including:
  • IDC Turkey CIO Award 2018 for SAFİR.
  • Global Finance “Innovators 2019” award for FOCA.
  • EFMA Accenture Bank Innovation award for FOCA.
  • Several distinctions for its WhatsApp chatbot and mobile banking solutions, including “Best Mobile App in Europe”.
• Partnerships: Yapı Kredi Teknoloji works closely with Yapı Kredi Bankası and is part of the Koç Group, one of the largest conglomerates in Turkey.

The company stands out for its ability to integrate the latest technological advances in the banking sector, automate processes, and improve the customer experience through artificial intelligence and continuous innovation.

The founder of Yapı Kredi is Kazım Taşkent, who established the bank in 1944. Yapı Kredi Teknoloji, the bank’s technology subsidiary, is part of Koç Holding, one of the largest conglomerates in Turkey.

Regarding the management team of Yapı Kredi Teknoloji, the main members are:

• Mehmet Ali Akarca – Chairman of the Board
• Serkan Ülgen – Chief Executive Officer (CEO)
• Burak Ertan – Deputy Chief Executive Officer
• Gökhan Ertürk – Deputy Chief Executive Officer

For Yapı Kredi Bank, the current CEO is Gökhan Erün.

These executives oversee the strategic and operational activities of the bank and its technology subsidiary.