Nationwide Building Society

The main activity of Nationwide Building Society is that of a mutual financial services company, primarily focused on retail banking. It offers a wide range of financial products and services, including:

• Current accounts: bank accounts for individuals, students, children and joint accounts.
• Savings and ISAs: instant-access or limited-access savings accounts, fixed-rate accounts, children’s accounts and investment products.
• Mortgage lending (mortgages): for first-time buyers, remortgages, relocations, buy-to-let investments, and management of existing loans.
• Personal loans: loans for car purchases, home improvements, weddings, holidays, debt consolidation, etc.
• Credit cards: cards for purchases, balance transfers, with various benefits for members.
• Insurance: home insurance, life insurance, critical illness cover, income protection, travel insurance and mobile insurance.

Nationwide primarily serves the personal retail market in the United Kingdom, but also offers services for small businesses. It emphasizes local presence (a network of over 600 branches), security, ease of use (online banking and mobile app) and redistributing value to its members, as it operates on a mutual model (no shareholders).