Vivid Money

Vivid Money is a European fintech specializing in digital banking services for individuals, freelancers, and businesses. Its main activity is providing online bank accounts with a 100% digital experience, allowing both personal and professional finances to be managed on a single platform.Products and services offered:- Professional and personal bank accounts: quick opening, multi-IBAN management, access to attractive interest rates (up to 4% in the first year for businesses and freelancers).- Physical and virtual cards: for each team member, with guaranteed cashback on purchases (up to 10% on certain categories and brands).- Financial management tools: invoicing, accounting, integrations with third-party software, expense management, and automation via digital assistants (AI agents).- Payment solutions: payment terminals (POS), online payments, instant SEPA and SWIFT transfers, client payment management.- Investments: access to the purchase of stocks, ETFs, and cryptocurrencies, as well as interest-bearing savings products.- Financing: business loans up to €200,000.- Additional services: cashback on business travel, tax assistance, cash management tools, and 24/7 customer support.Target market:Vivid Money is aimed primarily at:- Individuals seeking modern and flexible management of their finances, with investment and cashback features.- Freelancers, entrepreneurs, startups, and SMEs looking for an all-in-one banking solution that is simple, quick to open, and suited to daily business management.- Businesses of all sizes, including associations and newly created companies, wanting to centralize financial management, optimize cash flow, and automate administrative tasks.Vivid Money thus positions itself as an innovative alternative to traditional banks, focusing on simplicity, speed, transparent pricing, and the integration of value-added services for professionals and individuals.