Zen.com

The main activity of the company Muala, in partnership with ZEN.COM, is to offer a financial application that allows users to benefit from an instant 10% cashback at a selection of partner restaurants and points of sale. The service relies on the ZEN.COM payment card, which must be used to pay for purchases in order to take advantage of the cashback. The application mainly targets consumers who wish to save on their purchases at dining establishments, primarily in Poland, but also at other partner merchants. In addition to cashback, ZEN.COM also offers complementary financial services such as a multi-currency account, a currency exchange service and international money transfers. The target market is individual consumers seeking innovative payment solutions and financial benefits on their daily purchases.